Welcome to Texas!
You found your new city. Now let's find your new place to bank.
It's no surprise to us that so many people are moving to Austin, Texas. This is our home - and we love it. From the friendly faces to the one-of-a-kind culture, Austin is a truly special place. If you're planting roots in or around Austin, you've made a good choice.
United Heritage would love to fit in to your plans to start your home here. Whether you need banking services, a new car, a new home, or anything in between - we have the resources you need to make your move as seamless as possible.
Where to Live Near Austin
Check out our interactive guide for areas around Austin to live. Start Looking
Home Loans
United Heritage is your new address for low mortgage rates in Austin & Tyler, Texas. Let us help you find the perfect home loan. Apply online today!
Auto Loans
Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have low rates and flexible repayment options.
New/Used Auto Loan Rates
| APR | Term |
|---|---|
| as low as 5.49% - 6.64% | 12 to 84 Months |
Banking For Where You Are
At United Heritage Credit Union, we understand banking looks different for every stage of life. No matter where you are in your life, we'll be here. We also understand that you need banking services in different physical locations - at home, on the go, or in one of our branch locations. We're here for that, too. With competitive interest rates, low fees, and convenient online and mobile banking, UHCU is the perfect partner to help you achieve your financial goals. Whether you're saving for a down payment on a house, planning for retirement, or simply managing your day-to-day finances, United Heritage Credit Union provides Banking for where you are.
Where you bank matters.
Texas Proud.
Service that WOWs
We treat members like our neighbors because sometimes, they are. We pride ourselves on our service and love of community.
30,000 Free ATMs
Don't be fooled. Just because we're not a national bank it doesn't mean we don't have a national presence.
Branch Services
We provide our members with the most convenient services possible.
Greater Flexibility
We're not a call center, we're here to provide banking solutions and will work with you in person or over the phone.
Local Focus
We are here for Texas. Banking with UHCU is an investment in the community. We're focused on Texas, not Wall Street.
Lower Fees
Don't let fees get you down. We firmly believe in taking care of our members' whole financial being.