![creating budget on laptop](https://www.uhcu.org/getmedia/74137458-5f89-4bdc-8e1e-2f2fb51163b0/photo-financial-goals-budget.jpg?width=600&height=450&ext=.jpg)
![creating budget on laptop](https://www.uhcu.org/getmedia/74137458-5f89-4bdc-8e1e-2f2fb51163b0/photo-financial-goals-budget.jpg?width=600&height=450&ext=.jpg)
Building Credit
Understanding the different types of credit and how each affects your financial well-being is crucial. Learn more from United Heritage.
![Financial Tips thumbnail](https://www.uhcu.org/getmedia/aca42eec-8fe2-4f18-a909-d0ba85f74cc8/photo-finances-dog.jpg?width=600&height=450&ext=.jpg)
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Financial Tips
Whether you're just starting out on your own or considering retirement, there are several financial tips that United Heritage believes apply to everyone.
![woman and piggy bank](https://www.uhcu.org/getmedia/b730eaff-a883-4eb2-b0a4-5ed59e17a3b8/photo-saving-money-piggybank.jpg?width=600&height=450&ext=.jpg)
![woman and piggy bank](https://www.uhcu.org/getmedia/b730eaff-a883-4eb2-b0a4-5ed59e17a3b8/photo-saving-money-piggybank.jpg?width=600&height=450&ext=.jpg)
Investing
Making your money work for you through investments takes some know-how. Learn the difference between an IRA, 401k and a typical savings account.
![man on laptop](https://www.uhcu.org/getmedia/445c2e6e-881c-4022-8d70-c8accbaac63a/photo-account-security.jpg?width=600&height=450&ext=.jpg)
![man on laptop](https://www.uhcu.org/getmedia/445c2e6e-881c-4022-8d70-c8accbaac63a/photo-account-security.jpg?width=600&height=450&ext=.jpg)
Fraud Protection
Learn what United Heritage is doing to protect your identity and how you can protect yourself from financial fraud.
![pregnant woman and partner](https://www.uhcu.org/getmedia/b810dfb8-0551-4312-821c-bbd3cbaeb23e/photo-pregnant-couple.jpg?width=650&height=450&ext=.jpg)
![pregnant woman and partner](https://www.uhcu.org/getmedia/b810dfb8-0551-4312-821c-bbd3cbaeb23e/photo-pregnant-couple.jpg?width=650&height=450&ext=.jpg)
Life Event Planning
Whether you’re wondering how to buy a car, buying a home or experiencing another important life event, United Heritage is here with helpful information and tips.