Insurance for the life you live.
At UHCU Insurance Services, a United Heritage Credit Union partner, it is our sole purpose to make you feel like a member of our family. In doing so, it is our mission to protect your loved ones by offering you the best insurance coverage options at the most affordable price with service beyond your expectations.
Insurance for Your Home
Homeowners Insurance
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Renters Insurance
Renters insurance covers your possessions against losses from fire, smoke, lightning, vandalism, theft, explosions, windstorms and water damage from plumbing.
Flood Insurance
Flood insurance covers building property and personal contents against direct physical loss caused by flood damage.
Insurance for Your Vehicle
Auto Insurance
A contract between you and the insurance company, auto insurance protects you against financial loss if you have an accident.
Boat Insurance
Get the most out of your time on the water with protection for you and your boat.
Motorcycle Insurance
Learn about your options for Motorcycle Insurance from UHCU Insurance Services.
Recreational Vehicle Insurance
Your RV is – just like an automobile – a moving vehicle that needs to be covered by insurance.
Other Insurance Products
Pet Insurance
Owning a pet is both rewarding and expensive. Pet insurance empowers you to seek the best treatments available, regardless of price.
Life Insurance
Our credit union considers insurance an important part of your financial well-being. We’ve chosen to join with TruStage Insurance to help protect what matters most in your life.
Business & Commercial Insurance
Learn about your options for Business Insurance from UHCU Insurance Services.
Insurance Advice & Insights
8 Auto Insurance Myths
Confused about auto insurance? You're not alone. Many myths and misconceptions swirl around this essential protection, leading to costly coverage gaps or overspending. At UHCU Insurance Services, we're committed to helping you make informed decisions about your car insurance. So, let's debunk some common myths and ensure you're getting the right coverage at the right price:
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Does Filing an Auto Insurance Claim Mean Higher Premiums?
Hit a bump in the road with your car? While accidents happen, navigating the aftermath, especially when insurance is involved, can feel like a winding road. One question that often pops up: "Will my auto insurance premiums increase after filing a claim?"
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Don't Get Blindsided: Understanding Auto Policy Cancellation vs. Nonrenewal
Ever wondered why your auto insurance might not be renewed? It's a scenario that raises eyebrows and questions. At UHCU Insurance Services, we believe navigating the twists and turns of insurance shouldn't leave you in a tailspin. So, buckle up as we untangle the difference between cancellation and non-renewal, helping you keep your car cruising smoothly.
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What Determines the Price of an Auto Insurance Policy?
Ever wonder what factors determine the cost of your auto insurance? The answer lies in the varying factors that insurance companies use to determine your individual risk profile and, ultimately, your premium price. Don't worry, we're here to shed light on the most common determinants of your auto insurance cost.
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What is Auto Insurance?
Hitting the gas on your car feels freeing, but the thought of navigating auto insurance can leave you feeling stuck at a red light. UHCU Insurance Services is here to shed light on the intricacies of insurance, ensuring you cruise with confidence towards financial security.
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What is Covered By an Auto Insurance Policy?
Hitting the open road feels liberating, but it's crucial to be prepared for the unexpected. And that's where your trusty auto insurance policy comes in – your financial guardian angel in case of fender benders, stolen vehicles and natural disasters. But with all those confusing terms and coverages thrown around, navigating the world of car insurance can feel overwhelming. Fear not, fellow drivers! This blog will peel back the layers and dissect the six essential coverages of an auto insurance policy, empowering you to choose the shield that keeps you cruising confidently.
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UHCU Insurance Services, LLC is a Credit Union Service Organization. Business conducted with UHCU Insurance Services, LLC is separate and distinct from any business conducted with United Heritage Credit Union, its parent Credit Union. Insurance products offered by UHCU Insurance Services, LLC are not (i) deposits of United Heritage Credit Union, its parent Credit Union or its partner Alloy Insurance Partners, therefore are not protected by the NCUA and are not exclusive to Credit Union members and (ii) an obligation of or guaranteed by UHCU Insurance Services, LLC, its parent Credit Union or its partner and may be subject to risk. UHCU Insurance Services offers coverage for Texas residents only. Any insurance required as a condition of an extension of credit by United Heritage Credit Union need not be purchased from UHCU Insurance Services, LLC and may be purchased from an agent or insurance company of the member’s choice.