Scam Alert: We have been alerted that someone may be spoofing our 1-800-531-2328 and 512-435-4545 numbers to tell members they have fraud on their debit card and attempt to gather personal information. Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
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2024 Holiday Toy Drive NEW

United Heritage Credit Union is hosting a Holiday Toy Drive to support kids in Central and East Texas. UHCU will collect new and unopened toys, and funds, from November 12 through November 29 at all branch locations. Click here for more info on how to donate!
Elevate Your Everyday with a Metal Debit Card NEW

UHCU is now offering metal debit cards for all checking accounts. Click here to order yours today!
Our Southwest Branch is Updating Hours NEW

Effective Saturday, November 23, 2024, our Southwest branch drive-thru lanes will be closed on Saturdays. Our lobby will remain open and our drive-up ATMs with expanded features will be available. Click here for more information.
Refer Your Friends & Earn Up to $500!* NEW

Earn $50 for each friend you refer that opens a UHCU checking account. You can earn up to $500 per year*! You and your friend both earn $50 when your friend opens an account and meets all of the requirements.

Learn more and Refer a Friend today!
Skip-A-Pay NEW

It's now easier than ever to skip a loan payment with our Skip-a-Pay program. Click here to learn more!
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We believe that a successful business starts with effective money management. Not just making money, but also learning how to protect and keep more of it. At United Heritage, our goal is to make your money work for you, so we offer a wide range of products, services and tools that enable you to control your business’s financial future.
Product ImageChecking Account

Checking Accounts

We have three business checking options to meet a variety of needs. Take a look at our accounts and choose the one that’s right for your business.

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Savings Accounts

We know that it’s important for your business to make money, but it’s also important to save money. Open a business account today and start saving for your business’s future.

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Product ImageUHCU Debit Card

Debit Cards

Get the most access and flexibility for your business with a VISA Debit Card. This enables you to make purchases from your business checking account – anywhere, anytime.

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Merchant Services

Help your business reach its full potential with easy to implement electronic payment processing.

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Business Insurance

Make sure your business is well taken care of and covered with comprehensive protection. Learn More

Business Eligibility

Becoming a business member of United Heritage is easy! Current members’ businesses are eligible for membership as well as those corporations, sole proprietorships, Limited Liability Companies and partnerships located in Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood counties. When you become a member of United Heritage Credit Union, you’re a member for life. Even if your business moves, you can continue to enjoy the services and features we have to offer.

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Business Overdraft Protection

Get peace of mind by adding Overdraft Protection to your business checking account. Overdraft Protection ensures that your business checking balance is covered by your business savings account should a transaction exceed your available funds.

Overdraft Loan:

An Overdraft Loan line of credit provides added security by covering your checking account up to the amount of the loan should the funds in your savings account not cover the overage.

Courtesy Pay:

Courtesy Pay, another level of protection we offer our members, helps when there are not enough funds in your account to cover a check written from your business account. We will clear the check so that you’re not stuck with a bounced check fee.