Get $150. Give $150.1
You Get $150: Enjoy a $150 bonus when you open a new Freedom Checking account.
We Give $150: UHCU will donate $150 to Senior Access for every account opened through this promotion.
Easy and Convenient: Open your account online in just a few minutes.
This offer is for new members only. Texas residents only.2
Senior Access
Senior Access is a nonprofit organization located in the Round Rock, Texas area that provides a variety of services to seniors and their families. Their mission is to empower seniors to live independently and with dignity by offering programs that promote social engagement, health and wellness, and access to essential resources. They currently work with over 1,300 seniors in the Round Rock, Pflugerville, Hutto, East Austin, and Manor areas of Central Texas.
United Heritage will donate $150 to Senior Access for every new account opened through this promotional offer. These generous contributions will directly support Senior Access's programs and services, helping to ensure that seniors have access to essential resources. Additionally, new members who open accounts will also receive a $150 bonus1, making it a win-win situation for both Senior Access and its supporters.
How to get your $150 bonus:
1. Open
Become a member by opening a Freedom Checking account from this offer webpage by December 31, 2025.
2. Qualify
Within 90 days of opening your account, make 20 debit card purchases (excluding ATMs), set up two direct deposits of $500+, and opt in to e-Statements to qualify.
3. Enjoy
After the 90-day qualification period and requirements have been met, the bonus will be deposited into your checking account within 30 days. The $150 donation to Senior Access will also be given at this time.
Explore the Benefits of Banking with UHCU
UHCU Online Banking
Online Banking lets you easily view your accounts, schedule bill payments and much more. Online Banking is there to provide access to your money 24 hours a day, 7 days a week.
Available Features
- Pay bills
- Review transactions
- Transfer funds to other UHCU members and external accounts
- Pause your card
- Locate branches/ATMs
- Create account alerts
- Access eStatements
- Reorder checks
- Change your address
- And more!
Get Paid Early
Open an account with UHCU and you could get paid up to two days early. It's as easy as 1-2-3.
- Open a UHCU account
- Set up direct deposit for your paycheck
- Receive your paycheck up to two days early****
We Have Loans for Every Need
Auto Loans
Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have low rates and flexible repayment options.
Home Purchase
Ready to buy a home? Our experienced loan specialists will assist you from pre-qualification to closing, giving you piece of mind. Apply today to take the first step in your home buying journey.
HELOC
A Home Equity Line of Credit (HELOC) is a variable-rate loan set up as a revolving line of credit. You have access to available loan funds based on an established loan limit using your home as collateral. Funds can be used whenever you want, for whatever you want.
Student Loans
United Heritage Credit Union makes student loans easy. UHCU’s education refinance loan option gives you the freedom and flexibility you need to reach your goals.
1$150 bonus may be taxable interest. Bonus is paid 30 days after the 90-day promotional period. Must use debit card 20 times over 90-day promotional period, ATM transactions excluded. Must opt-in to e-Statements and set up direct deposit with a minimum of two $500 direct deposits into the Checking Account during 90-day promotional period. Offer valid for online account openings only. Business accounts not eligible. Offer not valid for existing UHCU members. Membership required. 2Texas residents only. See Member Eligibility requirements. This promotion is subject to cancellation or modification at any time, without prior notice. We reserve the right to close the promotion or change its terms and conditions, including but not limited to the eligibility criteria, prize descriptions, and promotion period. If the promotion is canceled or modified, we will make reasonable efforts to notify participants, but we are not responsible for any delays or failures in notification.
Membership/Regular or Student Savings required. Regular Savings account required for all checking accounts. Par value of one share is $1. Programs (including, without limit, fees, rates and features) subject to change without notice. See Fee Schedule for applicable fees.
*Web BillPay is free when it is actively being utilized. An inactivity fee of $6.95 is assessed if there is fewer than one (1) payment processed during the Web BillPay calendar monthly billing cycle.
**Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
***Excludes overdraft transfers.