Scam Alert: We have been alerted that someone may be spoofing our 1-800-531-2328 and 512-435-4545 numbers to tell members they have fraud on their debit card and attempt to gather personal information. Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
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2024 Holiday Toy Drive NEW

United Heritage Credit Union is hosting a Holiday Toy Drive to support kids in Central and East Texas. UHCU will collect new and unopened toys, and funds, from November 12 through November 29 at all branch locations. Click here for more info on how to donate!
Elevate Your Everyday with a Metal Debit Card NEW

UHCU is now offering metal debit cards for all checking accounts. Click here to order yours today!
Our Southwest Branch is Updating Hours NEW

Effective Saturday, November 23, 2024, our Southwest branch drive-thru lanes will be closed on Saturdays. Our lobby will remain open and our drive-up ATMs with expanded features will be available. Click here for more information.
Refer Your Friends & Earn Up to $500!* NEW

Earn $50 for each friend you refer that opens a UHCU checking account. You can earn up to $500 per year*! You and your friend both earn $50 when your friend opens an account and meets all of the requirements.

Learn more and Refer a Friend today!
Skip-A-Pay NEW

It's now easier than ever to skip a loan payment with our Skip-a-Pay program. Click here to learn more!
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Branch Appointments
When those big orders come in or the right growth opportunity presents itself, our flexible lending options enable you to access the capital you need, when you need it. Whether it’s a commercial real estate loan or opening a line of credit, we’ll work with you to develop the solution that’s best for you.
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Commercial Lending

If you’re interested in multifamily, retail, office, medical or industrial property, we have a commercial lending program that is competitive and flexible.

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Business Credit Cards

Prepare for unexpected expenses with a United Heritage credit card. With several options available, we have a card that’s sure to meet your business needs.

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Business Insurance

Make sure your business is well taken care of and covered with comprehensive protection. Learn More

Business Eligibility

Becoming a business member of United Heritage is easy! Current members’ businesses are eligible for membership as well as those corporations, sole proprietorships, Limited Liability Companies and partnerships located in Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood counties. When you become a member of United Heritage Credit Union, you’re a member for life. Even if your business moves, you can continue to enjoy the services and features we have to offer.

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