Free Up Funds with Skip-A-Pay

It is now easier than ever to skip a loan payment with UHCU's Skip-A-Pay program!

We're excited to announce updates to our Skip-A-Pay program. 

Our Skip-A-Pay program now allows you to temporarily pause your loan payment for one month, any time of the year, giving yourself and your budget a much needed break. Qualified members can skip up to 2 loan payments each year (6 months between deferrals), as long as your accounts are in good standing, and 6 payments have been made on the loan.

Ready to take advantage of this program?

Easily submit your Skip-A-Pay request online

1. Login to UHCU Online or the Mobile Banking app
2. Navigate to the Services tab in the top menu
3. Select Skip-A-Pay*
4. Complete and submit the form

Upon submitting your request, your next scheduled loan payment will be skipped! Use your saved funds for unexpected expenses, vacation plans, holiday shopping and more. Remember a little flexibility can go a long way. 
 

Important Things to Know

• Leased Automobiles, Real Estate and Business Loans are not eligible.
• All UHCU accounts must be in good standing.
• Loan must have 6 completed on-time payments.
• For a skipped payment, a $30 fee is added to the applicable loan's outstanding principal balance.
• Skipped payments must be submitted at least 5 days before the requested loan due date.
• Remember to 'pause' any automated transfers set up in Online Banking or from other financial institutions. 

Please visit the Skip-A-Pay page for full details and disclosures. 

Complete your Skip-A-Pay request in Online Banking. 


*Only members who are eligible to skip a payment will have access to submit a Skip-A-Pay request via Online Banking. To submit a Skip-A-Pay request via Online Banking, login and navigate to the Services tab on the left side of the screen and select Skip-A-Pay.