Save effortlessly with UHCU Round Up!
Turn your everyday spending into automatic savings. Our Round Up program will automatically round up your debit card purchases to the nearest dollar and deposit the difference into the account of your choice. It's a painless way to watch your savings grow over time.
Start saving today!
How It Works
1. Enroll
Enroll by completing the form below, calling, or visiting a branch.
2. Shop
Use your debit card while shopping, online or in-person.
3. Save
Each purchase will be rounded up to the nearest dollar, and deposited into the account you select at enrollment.
UHCU Round Up is a FREE program designed to help you SAVE more money!
Example: When you purchase a latte for $4.38, the amount is rounded up to $5.00. $4.38 goes towards the purchase and the difference of $.62 is transferred into your designated UHCU Round Up account.
Round Up funds can also be donated to the United Heritage Charity Foundation.
Enroll in Round Up Program
Membership/Regular Savings account required. No cost enrollment. United Heritage policies, terms, conditions and restrictions apply. Savings example for reference only. Savings will vary based on the number of purchases and purchase amounts made using your Debit Card. Members must have a UHCU Checking Account with Debit Card to enroll in Round Up. Debit card purchases eligible for Round Up will be calculated and transferred nightly. Round ups will be funded via a transfer from the checking account associated with your Debit Card to the designated receiving account or United Heritage Charity Foundation. Round Up transactions are considered a transfer, appearing on your Online Banking history and UHCU statement. We may cancel or modify the Round Up program at any time without prior notice. IRAs, CDs, loans and external accounts at other financial institutions are not eligible to receive Round Up deposits.
For the transaction to round up, there must be sufficient funds in the Checking account. When funds are available to only cover the purchase, the transaction is completed without the round up amount. If purchase is an even dollar amount, no Round Up will occur. Debit card transactions used for recurring payments may not apply.
You can enroll, opt out, or change the designated receiving account at any time by contacting a UHCU representative. Please allow up to 3 business days after enrollment for account transfers to begin.