All UHCU branches will be closed on Tuesday, December 24 and Wednesday, December 25. Branches will be open for normal business hours on Thursday, December 26.

Get $100. Give $100.1

You Get $100: Enjoy a $100 bonus when you open a new Freedom Checking account.

We Give $100: UHCU will donate $100 to Breast Cancer Resource Center for every account opened through this promotion.

Easy and Convenient: Open your account online in just a few minutes.

Open An Account

This offer is for new members only. Texas residents only.2

Breast Cancer Resource Center logo

Breast Cancer Resource Center

The Breast Cancer Resource Center (BCRC) in Austin, Texas, has been a vital lifeline for countless individuals and families affected by breast cancer for almost 30 years. Since its inception in 1995, BCRC has provided comprehensive support services, including education, counseling, and financial assistance, to those facing the challenges of this disease. As a community-based organization, BCRC is dedicated to empowering individuals and improving outcomes for breast cancer patients. BCRC envisions a future where no one faces breast cancer alone.

United Heritage will donate $100 to Breast Cancer Resource Center for every new account opened through this promotional offer between now and December 31, 2024. These generous contributions will directly support BCRC's programs and services, helping to ensure that those affected by breast cancer have access to the resources they need. Additionally, new members who open accounts will also receive a $100 bonus1, making it a win-win situation for both the BCRC and its supporters.

How to get your $100 bonus:

1. Open

Become a member by opening a Freedom Checking account from this offer webpage by December 31, 2024.

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2. Qualify

Within 90 days of opening your account, make 20 debit card purchases (excluding ATMs), set up two direct deposits of $500+, and opt in to e-Statements to qualify.
 

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3. Enjoy

After the 90-day qualification period and requirements have been met, the bonus will be deposited into your checking account within 30 days. The $100 donation to Breast Cancer Resource Center will also be given at this time.

Explore the Benefits of Banking with UHCU

UHCU Online Banking

Online Banking lets you easily view your accounts, schedule bill payments and much more. Online Banking is there to provide access to your money 24 hours a day, 7 days a week.

Available Features
  • Pay bills
  • Review transactions
  • Transfer funds to other UHCU members and external accounts
  • Pause your card
  • Locate branches/ATMs
  • Create account alerts
  • Access eStatements
  • Reorder checks
  • Change your address
  • And more!

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Illustrative image of a calendar with an arrow from Friday to Wednesday to show getting paid two days early.

Get Paid Early

Open an account with UHCU and you could get paid up to two days early. It's as easy as 1-2-3.
 

  1. Open a UHCU account
  2. Set up direct deposit for your paycheck
  3. Receive your paycheck up to two days early****
It's your money! Why not get it sooner?

We Have Loans for Every Need

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Auto Loans

Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have low rates and flexible repayment options.

 

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Home Purchase

Ready to buy a home? Our experienced loan specialists will assist you from pre-qualification to closing, giving you piece of mind. Apply today to take the first step in your home buying journey.

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HELOC

A Home Equity Line of Credit (HELOC) is a variable-rate loan set up as a revolving line of credit. You have access to available loan funds based on an established loan limit using your home as collateral. Funds can be used whenever you want, for whatever you want.

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Student Loans

United Heritage Credit Union makes student loans easy. UHCU’s education refinance loan option gives you the freedom and flexibility you need to reach your goals. 


1$100 bonus may be taxable interest. Bonus is paid 30 days after the 90-day promotional period. Must use debit card 20 times over 90-day promotional period, ATM transactions excluded. Must opt-in to e-Statements and set up direct deposit with a minimum of two $500 direct deposits into the Checking Account during 90-day promotional period. Offer valid for online account openings only. Business accounts not eligible. Offer not valid for existing UHCU members. Membership required. 2Texas residents only. See Member Eligibility requirements. This promotion is subject to cancellation or modification at any time, without prior notice. We reserve the right to close the promotion or change its terms and conditions, including but not limited to the eligibility criteria, prize descriptions, and promotion period. If the promotion is canceled or modified, we will make reasonable efforts to notify participants, but we are not responsible for any delays or failures in notification.

Membership/Regular or Student Savings required. Regular Savings account required for all checking accounts. Par value of one share is $1. Programs (including, without limit, fees, rates and features) subject to change without notice. See Fee Schedule for applicable fees.

*Web BillPay is free when it is actively being utilized. An inactivity fee of $6.95 is assessed if there is fewer than one (1) payment processed during the Web BillPay calendar monthly billing cycle.
**Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
***Excludes overdraft transfers.