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5 pillars of financial literacy concept

The 5 Pillars of Financial Literacy Everyone Should Know

Financial literacy is one of the most valuable life skills you can have. It's not about making money; it's about keeping it, growing it, and using is wisely. Read our blog and learn the core principles of financial literacy.

Benefiting PATH

2025 Diaper Drive

United Heritage Credit Union is thrilled to partner with PATH (People Attempting to Help) this April as their Diaper Drive Sponsor of the Month. We're asking for your help in collecting diapers for our East Texas families and keep their babies healthy.

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Internal Revenue Service building with stoplight
Maximize Your Refund

Expert tips to prepare you for Tax Day

Read our blog to prepare before you file this Tax Day!

Mortgage Rates Just Dropped - Why Now is the Time to Buy

If you've been considering buying a home, now might be the perfect opportunity. According to a recent CNBC report, mortgage demand has surged by 11% as interest rates have dropped. Lower rates make homeownership more affordable, allowing buyers to secure a great deal - whether you're a first-time buyer, moving up to your next home, or purchasing an investment property. Read all about it in our new blog!

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UHCU Blog

Read the UHCU blog today!

Our blog includes helpful articles about Your Car, Your Money, Your Home, Security and UHCU Happenings. 

Protect Yourself From Fraud

Visit Our Security Center

Please be aware that UHCU will never call, text or email members asking for personal information, including:

  • The last four digits of your card number
  • Your PIN number
  • Secure Access Code
  • Online Banking password
These calls are not from United Heritage Credit Union. This is a fraudulent attempt to collect your personal information and access your account. Learn more about recent scams, how to avoid them and protect yourself in our Security Center.

Visit Our Security Center

Articles

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Your Home

How to Choose the Right Loan?

Learn how to decide which loan is best for you

Get the Most Out of Your Auto Loan article
Your Car

Get the Most Out of Your Auto Loan

Check out our Learning Center to read all about car loan considerations.

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Security Center

Phishing Phone Calls

How to recognize and what to do about phising phone calls and texts.

hands on steering wheel of car
Your Car

How to Navigate the Car Financing Process

Learn about the choices you have when considering an auto loan.

Products, Services & Information

car driving on road

Auto Loans

Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have low rates and flexible repayment options.

College student studying

Student Loans

United Heritage Credit Union makes student loans easy. UHCU’s education refinance loan option gives you the freedom and flexibility you need to reach your goals. 

River Place branch photo

UHCU Branch Locations

Find United Heritage Credit Union branches and ATM locations in Austin, Cedar Park, Georgetown, Kyle, Lakeway, River Place, Round Rock and Tyler.

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Home Loans

United Heritage is your new address for low mortgage rates in Austin & Tyler, Texas. Let us help you find the perfect home loan. Apply online today!