Please note: All UHCU Ausitn-area branch locations will be closed Tuesday, January 21 due to inclement weather. Please utilizie Online & Mobile Banking for your needs. We appreciate your understanding.

Loan Applications

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New or Used Car Loan

Our auto loan specialists will work with you every step of the way - from pre-qualification to signing your name on the dotted line. 

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Refinance Auto Loan

Refinance your current loan from another lender with UHCU. If you're looking to lower your auto loan payments, reduce your rate or shorten your term, UHCU may be able to help.

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Home Purchase

Ready to buy a home? Our experienced loan specialists will assist you from pre-qualification to closing, giving you piece of mind. Apply today to take the first step in your home buying journey.

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Refinance Home Loan

Thinking of refinancing your home? We've helped many homeowners discover the benefits of refinancing.

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HELOC

A Home Equity Line of Credit (HELOC) is a variable-rate loan set up as a revolving line of credit. You have access to available loan funds based on an established loan limit using your home as collateral. Funds can be used whenever you want, for whatever you want.

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Personal Loans

UHCU’s personal loan options give you freedom and flexibility. Whether you want extra money for debt consolidation, cash management or unplanned expenses, we have simple, straightforward solutions.