Scam Alert: We have been alerted that someone may be spoofing our 1-800-531-2328 and 512-435-4545 numbers to tell members they have fraud on their debit card and attempt to gather personal information. Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 

UHCU ATM Capabilities

Our UHCU ATMs offer a variety of features that will make it easier and more convenient for you to complete your banking needs. Our ATMs are available 24 hours a day, 7 days a week, so you can:

  • Deposit Checks: Our ATMs now allow you to deposit checks. This is a convenient way to make deposits if you don't have time wait in line, or need access after-hours.
  • Deposit Cash: You can also deposit cash into your account at our ATMs. This is a convenient way to add money to your account if you don't have access to a branch during business hours. Use the cash deposited into your accounts to pay bills or complete transactions with your debit card.
  • Transfer funds between accounts: You can also transfer funds between your accounts at our ATMs. This is a great way to move money from your checking account to your savings account, or vice versa.
  • Withdraw cash: If you need cash, you can withdraw it from an ATM at any of our branch locations.
  • Check your balance: You can quickly and easily check your account balance at one of our ATMs. This is a great way to make sure you have enough money to cover your expenses before you make a purchase.

We're excited to offer these ATMs to our members, and we hope you'll take advantage of them to easily and conveniently access your money whenever you need it.

ATM Network

We understand that easy access to your accounts is important when it comes to selecting your financial partner. In order to better serve you, we have joined several ATM networks, providing our members access to hundreds of free ATMs throughout the Greater Texas area.

Surcharge Free ATMs via the Alliance of Austin Credit Unions

In the spirit of financial cooperatives, participating Austin-area credit unions have joined forces to provide members with a free network of ATMs. All members of participating credit unions have the added convenience of using any ATM within the network free of charge. For free access to your money, visit any ATM location listed on the Alliance of Austin Credit Unions website using the button below.

Surcharge Free ATMs via CO-OP

As an added benefit to our members, surcharge free ATMs are also available through our membership with CO-OP. For additional free access to your money, visit any ATM location listed on the CO-OP website using the button below.


Free ATMs are available at United Heritage branch locations as well as:
  • Texas National Guard Camp Mabry Base (Once granted access to Camp Mabry)
  • Altra Federal Credit Union, Tyler

Find ATM or Branch Locations